INTEGRATED STRUCTURED FUNDING SOLUTIONS

Structured business funding — designed around a yes.

We combine NBFC, AIF and private HNI capital into a single funding structure for eligible Private Limited and Limited companies — private, structured, and unsecured funding up to ₹100 Cr, PAN India.

Check your eligibility See funding products

Lalit Bhardwaj — Corporate Funding & Structured Finance Consultant, Bridge Cap Finance. Offices in Delhi & Gurgaon.

How our funding desk works

  • Preliminary review within 3–5 working days
  • No upfront advisory charges for assessment
  • Funding routed across NBFC + AIF + private HNI network
  • Structured proposals from ₹50 Lakhs to ₹100 Cr+
  • PAN India coverage from our Delhi & Gurgaon desks
First-time enquiries receive a preliminary eligibility view within 3 working days of complete documentation.
6Funding ProductsAcross one advisory desk
₹100 CrMaximum FundingStructured across lenders
3–5 DaysInitial ReviewPreliminary eligibility
PAN IndiaCoverageDelhi & Gurgaon desks

WHY CHOOSE BRIDGE CAP FINANCE

We structure funding, we don't just refer it

We offer unmatched advantages for businesses seeking flexible, well-structured financing — built around your balance sheet, not a single fixed product.

Customized funding structures

Every proposal is built around your balance sheet and repayment capacity, not a fixed off-the-shelf product.

Combined multi-product solutions

We stack multiple financing solutions into one structure so your total funding capacity goes further.

NBFC + AIF + private credit network

Access to a wide lender network spanning institutional NBFCs, Category II AIFs and private HNI capital.

Faster credit evaluation & structuring

A structured, document-led process keeps initial review to 3–5 working days once paperwork is complete.

Tailored for mid & large corporates

Funding capacity designed for Private Limited and Limited companies scaling operations or restructuring debt.

Success-based advisory, no surprises

No upfront advisory charges for preliminary assessment — our 3% success fee applies only once funding is sanctioned.

MAXIMIZE YOUR FUNDING CAPACITY

Six funding products, one combined structure

We design customized funding structures by combining multiple financing solutions, so eligible businesses can optimize liquidity, reduce financing cost and support growth.

1

Supply Chain Funding (SCF)

Liquidity against your supply chain — with or without fixed deposit backing.

Benefits

  • FD-based supply chain finance
  • Non-FD supply chain finance
Best for: traders & manufacturers with regular vendor/supplier cycles.
Enquire now
2

Working Capital Term Loan

Structured term funding for Private Limited & Limited companies, up to ₹100 Cr.

Benefits

  • NBFC funding up to ₹30 Cr
  • AIF Category II structured funding
Min. eligibility: PAT 5%+, director CIBIL 730+, no over-dues in last 3 months.
Enquire now
3

Private Bridge Unsecured Lending

Fast-track, unsecured funding to bridge short-term business requirements.

Benefits

  • Unsecured funding for 6–12 months
  • Fast-track bridge finance
Best for: urgent, short-tenure requirements ahead of a longer-term facility.
Enquire now
4

Debt Consolidation

Bring multiple loans and EMIs together into a single, manageable structure.

Benefits

  • Multiple loans/EMIs into a single EMI
  • Simplified single-lender servicing
Min. eligibility: minimum 1.25x security coverage on consolidated exposure.
Enquire now
5

IPO Anchor / Pre-IPO Lending

Funding against listed or unlisted shares, with HNI investor participation.

Benefits

  • Funding against rated/unrated shares
  • HNI investor participation & structuring
Best for: pre-IPO promoters and investors seeking liquidity against holdings.
Enquire now
6

NPA / OTS Funding Solutions

Settlement and refinance support for stressed accounts, with long tenure.

Benefits

  • One-Time Settlement (OTS) funding
  • LAP balance transfer, tenure up to 10 years
Best for: businesses seeking to exit NPA status or refinance existing LAP exposure.
Enquire now

WORKING CAPITAL TERM LOAN (WCTL)

Funding limits up to ₹100 Cr

For Private Limited & Limited companies. We arrange funding through multiple institutional and private lenders simultaneously, so clients can access larger limits through diversified proposals.

Up to ₹30 Cr
NBFC funding
Up to ₹30 Cr
AIF funding
Up to ₹40 Cr
Private HNI finance

NBFC & AIF eligibility criteria

  • No upfront charges
  • PAT: minimum 5% and above
  • ROI: 16%–20% per annum · Tenure up to 3 years
  • TAT: 20 working days · Processing fee: 1% · Insurance: 0.75%
  • CMR: 06 or below · Director CIBIL: 730+
  • Credit rating minimum BBB+, no DPD/over-dues in last 3 months

Mandatory eligibility security

  • 20%–30% margin money, OR second charge on current assets
  • Private HNI finance: ₹100 Cr–₹250 Cr at ROI 03% p.m.
  • Private HNI finance: ₹250 Cr & above at ROI 02% p.m.
  • Working Capital (WC): tenure up to 6 months, bullet payment option
  • WCTL: tenure up to 12 months, monthly EMI option

WHO WE WORK WITH

Trusted across industries, PAN India

We work exclusively with Private Limited, Unlisted Limited and Listed Limited companies across the following business segments.

Manufacturers

Working capital and supply chain funding for raw material cycles, plant expansion and vendor payments.

Service Providers

Structured funding to bridge project mobilisation costs, payroll cycles and operational scale-up.

Traders

Debt consolidation and bridge lending to smooth inventory cycles and fund urgent client orders.

WCTL BENEFITS

Built for real working capital needs

  • Purchase raw material and cover short-term cash flow gaps
  • Make urgent payments to vendors and suppliers
  • Support daily operational expenses and optimum inventory levels
  • Fund business expansion, growth and seasonal requirements
  • Fund urgent client orders or contracts

ADVISORY TERMS

Transparent, success-based pricing

No upfront advisory charges are levied for preliminary assessment. A term sheet is shared only after evaluating your company's financial position and repayment capacity.

Advisory fees: 3% — success-based, strictly non-negotiable. Payable only once your facility is sanctioned and disbursed.

DOCUMENT CHECKLIST & PROCESS

What we need, and what happens next

To initiate credit appraisal, lender evaluation, due diligence and sanction, please share the documents below for preliminary assessment.

1

Initial credit assessment

2

Lender eligibility evaluation

3

Commercial structuring

4

Term sheet discussion

5

Sanction process

Expected initial review: 3–5 working days — subject to receipt of complete and accurate documentation.

1

Company profile / corporate presentation

Business overview, products/services, promoter profile & operations.

2

FY 2025 audited financial statements

Complete audited financials with all schedules & notes.

3

FY 2026 financial statements

Provisional financials along with all annexures.

4

Bank Obligation Sheet (BOS)

Details of all existing banking & financial obligations.

5

CC / OD sanction letter

Latest working capital sanction letter from existing lender.

6

CMR / external credit rating report

Latest CMR / CRISIL / CARE / ICRA / India Ratings report, if available.

7

DRS & CRS reports (last 12 months)

Detailed debtor & creditor reports.

8

Repayment ageing report

30 / 45 / 60 / 90 / 120 / 150 / 180 days ageing analysis.

9

Sales ledger (last 12 months)

Customer-wise sales ledger for the previous 12 months.

FREQUENTLY ASKED QUESTIONS

Before you reach out

Is Bridge Cap Finance a lender?

No. We are a corporate funding and structured finance advisory. We arrange and structure funding across NBFCs, AIFs and private HNI lenders — the actual sanction, disbursement and servicing is done by the concerned lender.

Does submitting documents guarantee approval?

No. Approval depends entirely on the relevant lender's credit appraisal and internal policy. We work to structure the strongest possible proposal, but sanction and disbursement remain at the lender's discretion.

What is your advisory fee?

Our advisory fee is 3% of the sanctioned/disbursed amount, success-based and payable only once funding comes through. There are no upfront charges for preliminary assessment.

Who is eligible to apply?

Our Working Capital Term Loan and related structured products are currently offered to Private Limited and Limited companies — manufacturers, service providers and traders — across India.

How long does the initial review take?

Once we receive a complete document set, expect an initial review within 3–5 working days, followed by lender eligibility evaluation, commercial structuring, term sheet discussion and sanction.

Do you cover locations outside Delhi & Gurgaon?

Yes. While our advisory desks are based in Delhi and Gurgaon, we offer PAN India coverage across our lender network.

ADVISORY FEE PAYMENT

Bank & UPI details

Once a term sheet is confirmed, advisory fee payments can be made directly using the details below.

Account HolderLalit Singh
BankState Bank of India (SBI)
Account Number20273872878
IFSC CodeSBIN0061213
BranchRaja Puri
UPI ID9971279526@sbi
Bridge Cap Finance UPI QR code — 9971279526@sbi

Scan with any UPI app to pay

Ready to structure your funding?

Share your company profile and financials — our desk responds with an initial view within 3–5 working days.

+91 99712 79526 badvisor26@gmail.com