Privacy Policy

1. Scope of this policy

This Privacy Policy applies to information collected through the Bridge Cap Finance website, and through phone, email, WhatsApp, or in-person interactions in connection with our corporate funding and structured finance advisory services, including Working Capital Term Loans, Supply Chain Funding, Private Bridge Unsecured Lending, Debt Consolidation, IPO Anchor / Pre-IPO Lending, and NPA/OTS Funding Solutions.

2. Information we collect

2.1 Information you provide to us

• Contact details — name, designation, company name, phone number, and email address.
• Company and promoter information — company profile, corporate presentation, and promoter background shared for credit evaluation.
• Financial documentation — audited and provisional financial statements, Bank Obligation Sheet, CC/OD sanction letters, CMR and external credit rating reports, DRS & CRS reports, repayment ageing reports, sales ledgers, and related banking or financial obligation details.
• Any other information you choose to share with us in the course of enquiry, credit appraisal, lender evaluation, due diligence, or the sanction process.

2.2 Information collected automatically

When you visit our website, standard technical information may be collected, such as browser type, device type, pages viewed, and referring pages, to help us understand how the site is used and to keep it functioning correctly.

3. How we use your information

• To assess preliminary eligibility and structure a suitable funding proposal for your company.
• To coordinate credit appraisal, lender evaluation, due diligence, and the sanction process with NBFCs, AIFs, banks, and private lenders.
• To communicate with you regarding your enquiry, documentation requests, term sheets, and status updates.
• To comply with applicable legal, regulatory, or contractual obligations, including anti-money-laundering and know-your-customer style checks that Lenders may require.
• To maintain internal records and improve the quality of our advisory services and website.

We do not use your financial documentation for any purpose unrelated to structuring and progressing your funding proposal, and we do not sell your personal or company information to third parties for marketing purposes.

4. How we share information

Because our role is to arrange funding across multiple lenders, your information is necessarily shared, on a need-to-know basis, with:

• Prospective NBFCs, AIFs, banks, and private HNI lenders, and their credit or underwriting teams, for the purpose of evaluating your funding proposal.
• Credit rating agencies, where a CMR or external credit rating report is relevant to your application.
• Professional advisors, such as legal or financial consultants, engaged to support structuring or due diligence on a specific transaction.
• Regulators or government authorities, where required by law.

We do not share your information with unrelated third parties for their own independent marketing purposes.

5. Basis for processing

We process your information on the basis of your consent (given when you share documents or contact details with us), the steps necessary to respond to your funding enquiry, and our legitimate interest in operating and improving our advisory services, balanced against your rights as an individual or company representative.

6. Cookies & website data

Our website may use minimal, functional cookies or similar technologies to remember basic preferences and to understand aggregate website usage. These do not identify you personally. You can control or disable cookies through your browser settings; doing so should not affect your ability to browse the website, though some features may work less smoothly.

7. Data security

We take reasonable administrative and technical measures to protect the confidentiality of the company and financial information you share with us, including restricting access to information on a need-to-know basis and using secure channels for sharing sensitive documents. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security of information transmitted to us over email, phone, or the internet.

8. Data retention

We retain your information for as long as necessary to progress your funding proposal, to comply with applicable legal or regulatory record-keeping requirements, and for a reasonable period thereafter to resolve any disputes or enforce our agreements. Where information is no longer required, we take reasonable steps to securely delete or anonymise it.

9. Your rights & choices

Subject to applicable law, you may request access to the personal information we hold about you, ask us to correct inaccurate information, or request that we stop using your information for a specific purpose (for example, withdrawing consent to be contacted about a new proposal). Please note that withdrawing consent may limit our ability to continue assisting with an ongoing funding proposal. To exercise these choices, write to us at badvisor26@gmail.com.

10. Third-party links

Our website may reference or link to third-party lenders or partner organisations. We are not responsible for the privacy practices of these third parties, and we encourage you to review their respective privacy policies before sharing information with them directly.

11. Children's privacy

Our website and services are intended for business use by company representatives and are not directed at, or intended for use by, individuals under 18 years of age. We do not knowingly collect personal information from children.

12. Changes to this policy

We may update this Privacy Policy periodically to reflect changes in our practices, services, or applicable law. The revised policy will be posted on this page with an updated "last updated" date. We encourage you to review this page from time to time.

13. Contact us

For any questions about this Privacy Policy or how your information is handled, please reach out to: